#firsthalfparent #babystepsforparents #youvegotthis We are HUGE fans of Dave Ramsey. In fact tonight, after a few months of discussion, we downloaded his "Every Dollar" app and made that our primary budgeting tool (goodbye Excel). But that's a story for another day... The reason I mention the Great Ramsey is because he first introduced us to the idea of "baby steps." Baby steps are the tiny steps you take before you learn to confidently walk. That's what we want for our todd